Integrity Adjusters will be exhibitors at the 13th Annual Windstorm Insurance Conference in Orlando, Fla., January 30-February 2. Visit us at Booths #81 and #82 in the exhibit hall at the Buena Vista Palace Hotel.

The Windstorm Insurance Conference is the only conference that focuses solely on windstorm claim issues.

According to the Windstorm Insurance Network website, “Representatives from all segments of the windstorm insurance claims industry convene for the three-day event to address the impact of past hurricane seasons and important windstorm insurance issues.”

Integrity Adjusters is a national provider of claims administration services for the residential and commercial property and casualty insurance industry.

For more information about Windstorm Insurance Conference, visit www.windnetwork.com.

For more information about Integrity Adjusters, please call 866-433-2877 or visit www.integrityadjusters.com.  Or, visit Chip Builta, Integrity’s Director of Marketing & Client Services, at Booth #81 and #82 at the Windstorm Insurance Conference.

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Attention adjusters:

You are invited to renew or earn your NFIP certification this spring, before the 2012 storm season.

Join us at the Hilton Atlanta Marietta Hotel and Conference Center on March 9, 2012, for the annual NFIP Flood Adjuster Workshop. This one-day certification course will give you the opportunity to renew or apply for your 2012 NFIP certificate (if you meet specific requirements). The course will run from 8:30am until 4:30pm EST and will cost $40 per adjuster.

Register early. Limited space. Pre-registration is required. To register for the workshop, visit HERE. 

For more information, please call 866.433.2877 or email hr@integrityadjusters.com.  

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Staff members from Integrity Adjusters will attend the 2012 Xactware User Conference in Salt Lake City, Utah, on February 16-17.
 
Integrity Adjusters is a platinum sponsor of the event.

According to the Xactware website, the User Conference “will include three full tracks with sessions packed with insight for insurance managers, contents adjusters, property insurance adjusters, contractors, specialty service providers, construction managers, underwriters, risk managers, property preservation specialists, and much more.”

Integrity Adjusters is a national provider of damage appraisal, claims examining, and inspection services for the residential and commercial property and casualty insurance industry.

For more information about Integrity Adjusters, call 866.433.2877.

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Cooking fires continue to be the most common type of fires experienced by U.S. households. This is even more apparent during the holidays. There is an increased incidence of cooking fires on Thanksgiving, Christmas Eve Day, and Christmas Day. Cooking fires are also the leading cause of civilian fire injuries in residences. These fires are preventable by simply being more attentive to the use of cooking materials and equipment.

Don’t become a cooking fire casualty. Learn the facts about cooking fire safety today!

Safe Cooking Tips

The kitchen can be one of the most hazardous rooms in the home if you don’t practice safe cooking behaviors. Here are some safety tips to help:

  • Stay in the kitchen when you are frying, grilling, or broiling food. If you leave the kitchen for even a short period of time, turn off the stove.
  • If you are simmering, baking, roasting, or boiling food, check it regularly, remain in the home while food is cooking, and use a timer to remind you that you’re cooking.
  • Stay alert! To prevent cooking fires, you have to be alert. You won’t be if you are sleepy, have been drinking alcohol, or have taken medicine that makes you drowsy.
  • Keep anything that can catch fire – potholders, oven mitts, wooden utensils, paper or plastic bags, food packaging, towels, or curtains – away from your stovetop.
  • Keep the stovetop, burners, and oven clean.
  • Wear short, close-fitting or tightly rolled sleeves when cooking. Loose clothing can dangle onto stove burners and catch fire if it comes into contact with a gas flame or electric burner.
  • Plug microwave ovens and other cooking appliances directly into an outlet. Never use an extension cord for a cooking appliance, as it can overload the circuit and cause a fire.
When cooking, stay in the kitchen and keep an eye on the stove.

If You Have a Cooking Fire

  • When in doubt, just get out. When you leave, close the door behind you to help contain the fire. Call 9-1-1 or the local emergency number after you leave.
  • If you do try to fight the fire, be sure others are already getting out and you have a clear path to the exit.
  • Always keep an oven mitt and a lid nearby when you are cooking. If a small grease fire starts in a pan, smother the flames by carefully sliding the lid over the pan (make sure you are wearing the oven mitt). Turn off the burner. Do not move the pan. To keep the fire from restarting, leave the lid on until the pan is completely cool.
  • In case of an oven fire, turn off the heat and keep the door closed to prevent flames from burning you or your clothing.
  • If you have a fire in your microwave oven, turn it off immediately and keep the door closed. Never open the door until the fire is completely out. Unplug the appliance if you can safely reach the outlet.
  • After a fire, both ovens and microwaves should be checked and/or serviced before being used again.

Nuisance Smoke Alarms

If a smoke alarm sounds during normal cooking, you may need to move it farther away from the kitchen (according to manufacturer’s instructions) and/or install a smoke alarm with a pause button.

If your alarm already has a pause button, push the pause button, open the door or window, and fan the area around the alarm with a towel to get the air moving. Do not disable the smoke alarm or take the batteries out!

Treat every smoke alarm activation as a likely fire and react quickly and safely to the alarm.

Turkey Fryer Safety Tips

  • Use turkey fryers outdoors a safe distance from buildings and any other combustible materials.
  • Never use turkey fryers in a garage or on a wooden deck.
  • Make sure fryers are used on a flat surface to reduce accidental tipping.
  • Never leave the fryer unattended. Most units do not have thermostat controls. If you do not watch the fryer carefully, the oil will continue to heat until it catches fire.
  • Never let children or pets near the fryer even if it is not in use. The oil inside the cooking pot can remain dangerously hot hours after use.
  • To avoid oil spillover, do not overfill the fryer.
  • Use well-insulated potholders or oven mitts when touching pot or lid handles. If possible, wear safety goggles to protect your eyes from oil splatter.
  • Make sure the turkey is completely thawed and be careful with marinades. Oil and water do not mix; water causes oil to spill over causing a fire or even an explosion hazard.
  • The National Turkey Federation recommends thawing the turkey in the refrigerator approximately 24 hours for every five pounds in weight.
  • Keep an all-purpose fire extinguisher nearby. Never use water to extinguish a grease fire. If the fire is manageable, use your all-purpose fire extinguisher. If the fire increases, immediately call the fire department for help.

Source: Underwriters Laboratories

Mom using the stove while toddler watches more than three feet awayYoung children are at high risk from non-fire cooking-related burns. Have a “kid-free zone” of at least 3 feet around the stove.

Burns and Scalds

Most burns associated with cooking equipment, cookware, and tableware are not caused by fire or flame. In 2009, ranges or ovens were involved in an estimated 17,300 thermal burn injuries seen in U.S. hospital emergency rooms. (Source: NFPA) Microwaves are a leading cause of scald burns. Be extra careful when opening a heated food container. Heat food in containers that are marked ‘microwave safe.’ Since foods heat unevenly in the microwave, make sure you stir and test the food before eating.

Protecting Children from Scalds and Burns

Children under five face a higher risk of non-fire burns associated with cooking than of being burned in a cooking fire. (Source: NFPA) You can help prevent these injuries by following a few basic tips:

  • Keep children at least 3 feet away from where food and drink are being prepared or carried.
  • Keep hot foods and liquids away from the table or counter edges.
  • Use the stove’s back burners if you have young children in the home.
  • Never hold a child while cooking, drinking, or carrying hot foods or liquids.

Also, teach children that hot things burn!

VIA: U.S. Fire Administration


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Note: Integrity’s corporate offices are located minutes from Mobile, Ala. We are thrilled that Google has selected Mobile as the location to launch their mobile-website initative.

MOBILE, Alabama — Online search giant Google Inc. has picked Mobile as the launching pad for a new initiative aimed at getting more businesses to create mobile versions of their websites.

“They’re playing off the name Mobile,” said Rich Sullivan, president of Red Square Agency, which is organizing the event for Google. “The end result is they want to make us the most mobile city in the U.S.”

The event, known as Mobilizing Mobile, will start Nov. 14, Sullivan said.

Mountain View, Calif.-based Google will open up a storefront in downtown Mobile, Sullivan said.

Business owners will be able to walk in and get a free mobile-optimized version of their website set up in about half an hour, he said. Google will also pay to host the mobile websites for a year, Sullivan said.

Mobile-optimized websites are simplified versions of regular sites that are easier to read when accessed on smart phones and small-screened tablets.

Google’s Android operating system is the most popular smart phone platform in the world, with about 190 million users.

The event will launch a broader mobile-website initiative for Google, known as GoMo, Sullivan said. Sullivan said he did not have any more details about that program.

Google representatives could not be reached for comment.

The tech news site Fusible.com published a story on Saturday noting that Google had launched a website called HowtoGoMo.com, although it remains password protected.

“Where the web is going, everything is pushing toward mobile devices,” Sullivan said. “It’s in Google’s best interest to have destinations on the web that are optimized for viewing on those devices.”

The storefront will be at Space 301, across the street from Cathedral Square, said Carol Hunter, spokeswoman for the Downtown Mobile Alliance.

It will be open for a few days, and business will be served on a first-come, first-served basis, Sullivan said. Google is teaming with another Mountain View company, Duda Mobile, to build the websites, he said.

Having a city that shares a name with a tech buzzword hasn’t always been fortuitous, as anyone who has searched online for “Mobile phone company” or “Mobile apps” could tell you. Not to mention all the time residents spend telling out-of-towners that they are from “Mo-beel,” not “Mo-buhl,” Hunter said.

“This is one instance where our association with the mobile world is really helping us,” she said.

Hunter said she expected many businesses and nonprofits — including hers — to take advantage of Google’s offer. Paying a developer to build a mobile website can cost thousands of dollars, she said.

“If you are not thinking about getting mobile with your website, then in the near future you’re going to be behind,” Hunter said. “This is an opportunity for us to really be ahead of that curve.”

In addition to organizing the Mobilizing Mobile event, Red Square will also host a private event Nov. 14 for marketing professionals around the Southeast, featuring guest speakers talking about the future of the mobile web, Sullivan said.

Red Square, Mobile’s largest advertising firm, recently won a national Online Media Marketing and Advertising Awards for a series of fun Facebook ads it ran earlier this year. Sullivan said that exposure, along with several other digital projects, put his company in position to work with Google.

“It’s a culmination of a lot of little things,” he said. “It was humbling to be contacted by them.” 

VIA: AL.com

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Daphne, ALA.— The busy 2011 storm season has impacted the United States with powerful tornadoes, tropical storms, a hurricane and record-breaking floods. Through them all, Integrity Adjusters has continued to grow in strength and size.

Part of that growth includes staff additions such as Dave LeClerc.

LeClerc has joined Integrity Adjusters and Integrity Catastrophe Services as Claims Audit Manager. His responsibilities ensure that Integrity’s products and services meet client specific instructions and meet or exceed industry standards.

LeClerc has extensive experience in the insurance claims industry. His previous positions include Claims Examiner, Regional Manager, Home Office Claims Manager, Regional Director and Auditor at Assurant, Inc., where he worked for 28 years.  He holds an AIC certificate and all lines licenses in several states. 

LeClerc shares Integrity’s mission “to pursue excellence in all we do, setting the highest standards at providing flexible claims capacity to property and casualty insurers.”

“As I grow with this company, I would expect to share my 35 years of claims experience with my fellow employees. I take pride in my teamwork attitude, and my faith in Christ,” said LeClerc.

Integrity Adjusters is a national provider of damage appraisal, claims examining, and inspection services for the residential and commercial property and casualty insurance industry.

For more information about Integrity Adjusters, visit www.integrityadjusters.com or call 866.433.1877.

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A blinding dust storm rolled across the Arizona desert Tuesday, causing three pileups involving dozens of vehicles on a major interstate. One man was killed and at least 15 other people were injured, authorities said.

The first two crashes occurred just after noon as a dust storm suddenly covered Interstate 10 near Picacho, about midway between Phoenix and Tucson. Those collisions involved 16 vehicles and led to the fatality.

News footage showed dust roiling over dozens of cars, tractor-trailers and ambulances pulled over or strewn about the highway. Authorities were unable to transport injured motorists by helicopter because of the heavy dust.

“It looked like a war zone,” Patrick Calhoun, one of the first rescuers to responder to the scene, told The Associated Press. “This has been one of the worst pileups we’ve had on the I-10.”

Calhoun, with the Avra Valley Fire District, said the man who died was in the passenger seat of a car driven by a woman who appeared to be his wife. Their car had slammed into the back of a semi and was lodged underneath it, killing the man almost instantly and leaving the woman critically injured in a semiconscious state of shock.

Calhoun said it took 45 minutes to hook up winches to the vehicle, pull it out and then cut the woman out of the car to take her to a hospital.

A second vehicle also was lodged under a semi, Calhoun said, and two people were extricated in a similar manner before being taken to a hospital.

Darryl Webb / AP: Arizona Department of Public Safety Officers and other emergency personnel make their way around a 16-car crash on Interstate 10 between Tucson and Phoenix Tuesday, Oct. 4, 2011.

“Deputies reported zero visibility when they arrived at the scene. There’s still almost no visibility. The storm is just hovering around out there,” he added.

Katie Maass, a spokeswoman at University Medical Center in Tucson, said the hospital was treating 12 patients involved in the collisions. Three were listed as critical and the other nine were in serious condition.

Authorities closed the interstate for most of the afternoon. They reopened the eastbound lanes around 5:45 p.m., and Graves said just before 10 p.m. that officials had reopened all westbound lanes but one.

Wind gusts
Dust storms are common across Arizona during dry and windy conditions, and walls of dust more than a mile high can blanket an area in a matter of seconds, sometimes reducing visibility to zero.

Winds from the southwest were gusting at up to 40 mph throughout Arizona on Tuesday, said Jessica Nolte, a meteorologist with the National Weather Service in Phoenix.

“These winds have accumulated so much that when they move through the region they start to pick up the dry top soil,” she said. “It can be a very rapid development.”

The Phoenix area was enveloped in a beige haze for much of the day, obscuring the view of the mountains that surround the metropolitan area.

The winds should taper off Tuesday evening and into Wednesday, Nolte said. Another weather system was expected to move into Arizona on Thursday, and Nolte said it could generate gusts as strong as Tuesday’s.

The storms routinely plague the area near Picacho Peak, a state park in southern Arizona, said National Weather Service meteorologist Craig Shoemaker, who estimated sustained winds in the storm at 20 to 30 miles per hour, gusting up to 50 mph.

VIA: Weather on MSNBC

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Typhoon Roke hit Japan near Hamamatsu at 14:00 JST Wednesday as a Category 1 typhoon with 80 mph winds. Roke brought sustained winds of 62 mph, gusting to 83 mph to the Tokyo airport at 5:25 pm local time, and a wind gust of 89 mph was reported at Shizuhama Airbase. Roke has dumped heavy rains of 155 mm (6.20″) at Hamamatsu and 125 mm (4.86″) at Tokyo. Damage due to flooding from Roke’s heavy rains will likely be the main problem from Roke, as the soils over much of Japan are saturated from the passage of Tropical Storm Talas during the first week of September. Talas was a very slow moving storm, and brought extreme rainfall amounts of over six feet to some portions of Japan. Roke brought winds less than 25 mph to the damaged Fukishima-Dai-Iche nuclear plant northeast of Tokyo, and heavy rains of 189 mm (7.50″) to Hirono, located 8 miles south of the plant.


Figure 1. Radar image of Typhoon Roke as it made landfall at 14:00 JST on September 21, 2011. The typhoon brought a large area of rainfall of 50 mm/hr (2″/hr) to Japan. Image credit: Japan Meteorological Agency.


Figure 2. MODIS image of Typhoon Roke taken at 3:55 UTC on Wednesday, September 21, 2011. At the time, Roke was a Category 1 storm with 80 mph winds. Image credit: NASA.

Tropical Storm Ophelia forms in the Atlantic
Tropical Storm Ophelia formed last night in the Central Atlantic from the tropical wave (Invest 98L) we’ve been tracking this week. Satellite imagery shows that Ophelia is suffering the classic symptoms of high wind shear, with the low level center of circulation exposed to view, and the storm’s heavy thunderstorms pushed to the northeast side of the center of circulation. An analysis of wind shear from the University of Wisconsin CIMMS group shows a high 20 – 30 knots of wind shear due to strong upper level west-southwesterly winds affecting Ophelia. We don’t have any ship, buoy, or hurricane hunter observations of Ophelia’s winds, but an ASCAT pass from 7:27 pm EDT last night found top winds of 45 mph in the northeast quadrant of the storm. Ophelia will be passing south of buoy 41041 late tonight. Water vapor satellite images show dry air to the the west of Ophelia, and the strong upper level west-southwesterly winds bringing high wind shear to the storm are also injecting dry air into the storm’s core, interfering with development.


Figure 3. Morning satellite image of Ophelia showing the low-level center exposed to view, with all the storm’s heavy thunderstorms pushed to the northeast side.

Forecast for Ophelia
The latest SHIPS model forecast predicts that Ophelia will experience moderate to high wind shear of 10 – 25 knots over the next five days, and will move into a region with drier air. The combination of shear and dry air should keep Ophelia from strengthening, and could dissipate the storm, as predicted by the ECMWF and HWRF models. The Northern Lesser Antilles could see some wind gusts of 30 – 40 mph and heavy rain squalls from Ophelia on Saturday and Sunday, but right now it looks unlikely that the islands would see sustained tropical storm force winds of 39+ mph, since they are likely to be on Ophelia’s weaker (dry) side. At longer ranges, Bermuda will have to keep an eye on Ophelia, since a large cut-off low pressure system over the Eastern U.S. should turn Ophelia to the northwest and then north early next week. Ophelia may eventually be a threat to Canada, but it is too early to assess the odds of this happening.

Ophelia is the 15th named storm this year, putting 2011 in 10th place for the most number of named storms in a year. Ophelia’s formation date of September 21 puts 2011 in 4th place for earliest date of arrival of the season’s 15th storm. Only 2005, 1936, and 1933 had an earlier 15th storm. With only three of this year’s fifteen storms reaching hurricane strength, though, this year has been near average for destructive potential. Atlantic hurricane records go back to 1851.

VIA: Weather Underground, Dr. Jeff Masters’ WunderBlog

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Tropical Storm Lee spent the Labor Day weekend making residents in the South miserable with unrelenting rains before heading today into an already saturated Northeast region trying to recover from Hurricane Irene.

Lee became the 12th named storm of the Atlantic Hurricane season on Friday afternoon, generating heavy rains in Louisiana all day Saturday before moving out late Sunday.

The storm’s effects were felt as far east as the Florida panhandle and west into Texas where that drought-stricken state received no rain relief for a series of brush fires ravaging the state.

Lee had the cruel effect of intensifying the fires there with winds fanning the flames and making the situation even more difficult for firefighters.

Tropical storm Lee dumped more than a foot of rain across Louisiana, Mississippi and part of Alabama, and flooding was reported throughout the region. Rain totals were as high as 20 inches in some places.

The National Weather Service (NWS) says that at its height, as the storm reached the Louisiana coast on Saturday afternoon, winds did not exceed 60 mph and quickly dropped after making land fall.

The last public advisory was issued by the NWS on Sunday night as the storm broke apart and the remnants moved into the Northeast. Flash flood warnings are in effect.

However, the storm did spawn some tornadoes that produced isolated pockets of damage in Louisiana and elsewhere.

The storm also shut down some oil production in the Gulf of Mexico with 232 platforms and 24 rigs evacuated, says the Bureau of Ocean Energy Management.

The three major modeling firms—AMS, RMS and Eqecat—issued no loss estimates on the storm since it is considered a flood event.

A model of Tropical Lee's possible path as of September 2. (Weather Underground)

Meanwhile, Hurricane Katia continues to strengthen in the Atlantic. The Category 3 storm on the Saffir-Simpson scale now has sustained winds of 120 mph, says the National Hurricane Center. The 11 a.m. public advisory forecasts the storm to make a northeast turn between the United States and Bermuda and head further out into the Atlantic. The storm is expected to produce large swells along the East Coast and bring tropical storm-force winds to Bermuda.

The NWS says another low pressure system is forming off the coast of Africa and has a 70 percent chance of becoming a tropical cyclone during the next 48 hours.

The NWS has predicted a total of 12-18 named storms in the Atlantic this year, with 6-10 of them becoming hurricanes.

BY Mark E. Ruquet, PropertyCasualty360.com

VIA: Property Casualty 360

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Top East Coast Earthquake Insurers

A 5.9 magnitude earthquake struck central Virginia this afternoon with reports the quake was felt as far north as Canada.

According to the U.S. Geological Survey (USGS), the quake was centered four miles south-southeast from Lousia, Va., and 83 miles southwest from Washington, D.C.

The USGS says the earthquake occurred at 1.51 p.m.

Early reports say tremors were felt throughout the East Coast, as far north as New England and into parts of Canada.

Tremors were felt for a number of seconds in the editorial offices of National Underwriter located in Hoboken, N.J. Affiliate offices of the parent company, Summit Business Media, in Washington, D.C. and Philadelphia were evacuated.

In the New York area, there were no reports of damage, but some offices were evacuated and the Holland Tunnel was closed temporarily. Newark-Liberty Airport and J.F.K. Airport were also closed temporarily, according to news reports.  

The Richmond Times-Dispatch reports that police in Richmond, Va., have received calls about possible property damage.

A public employee in Mineral, Va., which is located about four miles from the earthquake’s center, says there was some building damage to municipal offices there.

There are reports that the National Cathedral in Washington, D.C., sustained damage to its spires. On its website, the National Cathedral is saying it is closed for the afternoon to inspect for damage.

The USGS says this is the largest earthquake in Virginia in over a century. It reported a 2.8 magnitude aftershock at 2:46 p.m.

By Mark E. Ruquet, PropertyCasualty360.com

VIA: Property Casualty 360

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